Step aside, messy spreadsheets. These top apps in Singapore will help you own your finances, and make managing your expenses and savings a breeze.
Stressed about money matters while still wanting to indulge in your favourite cocktails and getaways? Or, maybe you’re trying to find the most efficient way to split the bill while travelling with a group of friends. We get it; money talks can be a massive pain. But don’t sweat it, let these best personal finance and budgeting apps in Singapore lend a hand. Whether it’s tracking every dollar or growing your investment nest, there’s a smart app to the rescue. It’s time to get financially savvy!
Best personal finance apps to download in Singapore
1. Money Manager
The name doesn’t lie. This mobile app is a handy tool to manage your personal finances in one place. Featuring a clean and straightforward interface, Money Manager covers all the basics. Easily track your budget, expenses and income on a weekly, monthly and yearly basis.
You can also save receipts for reference and set recurring expenditures (like payments for insurance and investments) for fuss-free tracking. Now, here’s our fave part of the app: it automatically organises your data into easy-to-read and well-organised charts. Trust us, having a visual breakdown of your finances will be a godsend when you finally get around to reviewing your expenses.
Money Manager, available on the App Store and Google Play Store
2. SNACK by Income
Forget what you know about traditional insurance and investment, and meet this game-changing app! SNACK by Income offers micro-insurance and micro-investment products so you can protect yourself and grow your wealth while going about your daily life. You’ll get to choose lifestyle activities to act as triggers for your premium payments. This includes various categories such as food and drinks, transport, retail and groceries. Each time you complete your chosen lifestyle activity, it will automatically trigger a premium payment for your in-force insurance or investment product.
Plus, you can even score extra perks on the app. Simply spend with merchant partners (like Ryde, Foodpanda and iJooz) or complete in-app challenges and you’ll be rewarded with complimentary coverage or investment units, shopping vouchers and other freebies. Flexible and convenient with sweet rewards to be reaped, this finance app will help you stay covered and invest in your future without extra hassle. Psst: new users can redeem complimentary coverage and a $10 voucher from now till 31 December 2024, so get to snackin’ now!
Snack by Income, available on the App Store and Google Play Store
3. Spendee
If you’re just getting started with your finances or prefer to take the easy way out, try this beginner-friendly money management app. For starters, it lets you connect your bank accounts, e-wallets and crypto wallets so all your transactions will be automatically imported for fuss-free tracking.
You’ll also get an overview of your finances through simple and easy to understand graphics – perfect for those getting acquainted with your spending habits. Other handy features we love? Shared wallets for couples and families, as well as helpful budgeting tools that will send you well-meaning pings to stay within your budget.
Spendee, available on the App Store and Google Play Store
4. YouTrip
Calling all globetrotters (and regular Causeway crossers)! Forget long queues and waiting times at money changers; this app will make your travels a breeze. Offering zero transaction fees and competitive foreign exchange rates, this multi-currency e-wallet lets you pay conveniently in more than 150 currencies.
Simply top up cash into the e-wallet, link it to Apple Pay or Google Pay, and say hello to hassle-free payments as you jet off around the world. For that extra peace of mind, the app boasts a 24-hour fraud and security team to keep your money safe. Take it from us, this app is a must for frequent jet-setters.
YouTrip, available on the App Store and Google Play Store
5. Splitwise
Hands up if you dread the awkwardness of asking for your money back… We feel you. Skip the awkward silence and start splitting your bills with ease, thanks to this smart financial app. From dinner bills to rent, count on Splitwise to keep track and organise any shared expenses, and send friendly reminders for payments. Tried and tested by us, it’s a major lifesaver – especially for settling finances on group trips.
Splitwise, available on the App Store and Google Play Store
6. Revolut
Frequent fliers, add this financial app to your arsenal of nifty tools when travelling. Linked to the Revolut card, this app is your hassle-free way to purchase more than 140 currencies, transfer money internationally and keep tabs on exchange rates. Beyond using it on your travels, we recommend tapping on its budgeting and analytics tools to stay on top of your spending and set budget goals. It’s time to put an end to bursting budgets!
Revolut, available on the App Store and Google Play Store
7. Planner Bee
Wanna go a step further than tracking your daily expenses and savings? Check out Planner Bee. What sets this app apart from typical money management apps is it allows you to have a full-fledged look at your finances. Budgeting and expense tracking aside, you can input your insurance and investment accounts to monitor them all in one app.
Besides giving a snapshot of your personal finances, the app also offers a personalised insurance assessment. This will help determine if your coverage is right for you and recommend supplementary options from its brand partners. Plus, a customer support team will be there to help with the policy purchase, post-purchase inquiries and future claims. Think of it as having a friendly digital financial advisor in your pocket!
Planner Bee, available on the App Store and Google Play Store
Download the best personal finance, budgeting and expense-tracking apps in Singapore to start crushing your money goals!
