Looking for expat health insurance in Hong Kong? These companies are here to help when you need a hand.
There’s no doubt that living in a new country is exciting. In Hong Kong, there are plenty of outlying islands to explore, hiking trails to conquer, and new friends to be made at the best brunches and happy hours. But you also need to think about the trickier times. If you’re on the hunt for the best expat health insurance in Hong Kong, here’s our guide (in no particular order) to help you out.
Protect yourself and loved ones with expat health insurance in Hong Kong
1. Pacific Prime
While not an independent insurance company, Prime Pacific Hong Kong acts as an intermediary, helping you find the best plan available to suit your specific needs. This broker has been in business for over 17 years, so it knows more than a thing or two about helping people in Hong Kong. Best of all, the company also has branches in Shanghai, Beijing, Singapore, Dubai, and Abu Dhabi, meaning that you’ll have help at your next port of call too.
Learn more at Pacific Prime online.
2. Bupa
Offering plans that include hospital benefits, clinical benefits, maternity cover, dental, and critical illness insurance, you’ll find everything you need with Bupa. The company offers basic options right through to Elite packages and even has plans to cover the whole family. What’s more, Bupa has international health plans – perfect for those who may be relocating after a short period. There are also options to top up or transfer covers in your existing plan if you find yourself suddenly requiring different support.
Learn more about Bupa online.
3. Cigna
Cigna is one of the most popular insurance companies in Hong Kong and across the world. Offering a selection of global health options (meaning you can be covered in more than one country if you travel a lot), Cigna works with a global network of over a million trusted hospital partners worldwide. The comprehensive yet flexible expat health insurance plans also let you add on different modules, such as vision, dental, and outpatient coverage.
Learn more about Cigna online.
4. Expat Insurance Hong Kong
Another broker available to help you find the most competitive insurance plan for you and your family is Expat Insurance Hong Kong. This provider for expat medical insurance in Hong Kong works with a number of international companies to advise on packages for every budget. A benefit here is that plans can be further tailored based on the area of business you’re in. In addition to medical insurance, there’s also life insurance, home and contents insurance, and maternity insurance.
Learn more about Expat Insurance Hong Kong online.
5. Healthcare International Group
Are you a British expat looking for medical insurance in Hong Kong? Healthcare International Group may be of interest, especially if you’re seeking coverage beyond a standard UK Global Health Insurance Card. Offering global private health insurance with premium benefits, individuals, couples, and families can get connected to an international network of private hospitals. Healthcare International Group also provides a range of specific plans for expats, digital nomads, and even seafarers.
Learn more about Healthcare International Group online.
6. AXA Hong Kong
The Hong Kong arm of this international insurance behemoth is popular with many expats in Hong Kong. Offering a range of medical insurance options, including surgical coverage, outpatient coverage, and cover for critical illnesses, there’s something to fit every price point here. AXA Hong Kong also offers home, golfer, and even domestic helper insurance.
Learn more about AXA Hong Kong online.
7. Aetna International
Providing affordable and streamlined healthcare and medical benefits for over 60 years, Aetna International is a renowned specialist in the health insurance industry. In the international arm of this insurance server, members are eligible for global benefits spanning medical, dental, vision, and pharmacy. Furthermore, Aetna International offers expert help with personalised pre- and post-assignment coordination – ideal for expats starting careers in new countries.
Learn more about Aetna International online.
8. William Russell
Though William Russell is now a leading organisation among international health and life insurance providers, it actually started off as a family business in 1992. It insures expats around the world while providing a personal touch. Covering individuals, digital nomads, families, and students, a number of plans are available based on your needs and where you’ll be living. Select plans from Bronze to Gold for varying levels of benefits, including hospital visits, ambulances, cancer treatment, pregnancy, and more.
Learn more about William Russell online.
9. Foyer Global Health
With health insurance policies well-suited to expats in Hong Kong, Foyer Global Health ensures you have a health plan tailored to your needs. The expat and international health insurance here offers plans that can cover everything, from emergency care to dental to maternity care. It even allows you to easily extend your coverage if you find yourself staying longer than expected. Moreover, Foyer Global Health has options geared towards providing robust coverage in the occurrence of a pandemic (which we know can come in handy!).
Learn more about Foyer Global Health online.
10. April International
Dedicated to having you pay for only what you need, April International customises your plan based on your requirements and budget. An added benefit is that families holding expat health insurance in Hong Kong with April International can get different cover combinations based on the needs of each family member. Hong Kong-based, multilingual support is available, as well as a 24/7 online service, making healthcare easier for everyone.
Learn more about April International online.
[This article was originally published in June 2020 and updated in 2024 by Min Ji Park.]
