Looking for expat medical insurance in Hong Kong? These companies are here to help when you need a hand.
There’s no doubt that living in a new country is exciting. In Hong Kong, there are plenty of outlying islands to explore, hiking trails to conquer, and new friends to be made at the best brunches and happy hours, but you also need to think about the trickier times. If you’re on the hunt for the best expat medical insurance in Hong Kong, here’s our guide (in no particular order) to help you out.
Best expat medical insurance in Hong Kong
1. Pacific Prime
While not an independent insurance company, Prime Pacific Hong Kong acts as an intermediary, helping you find the best plan available to suit your specific needs. This broker has been in business for over 17 years, so they know more than a thing or two about helping people in Hong Kong. Best of all, the company also has branches in Shanghai, Beijing, Singapore, Dubai, and Abu Dhabi, meaning that you’ll have help at your next port of call too.
Learn more at Pacific Prime.
Offering plans that include hospital benefits, clinical benefits, maternity cover, dental benefit, and critical illness insurance, you’ll find everything you need with Bupa. The company offers basic options right through to Gold packages and even have plans to cover the whole family.
Learn more about Bupa.
One of the most popular insurance companies in Hong Kong and across the world is Cigna. Offering a selection of global health options (meaning you can be covered in more than one country if you travel a lot), Cigna works with a global network of over 1 million trusted hospital partners worldwide. The flexible plans let you add on different modules such as vision, dental, and outpatient coverage too.
Learn more about Cigna.
4. Expat Insurance Hong Kong
Another broker available to help you find the most competitive insurance plan for you and your family is Expat Insurance Hong Kong. The broker works with a number of international companies to advise on packages for every budget. As well as medical insurance, there’s also life insurance, home & contents insurance, and corporate employee benefits.
Learn more about Expat Insurance Hong Kong.
5. Healthcare International
If you’re a British expat in Hong Kong looking for medical insurance, then Healthcare International could be of interest. A London-based insurance company with over 35 years of experience working in expat insurance, reliable services are offered around the globe. The company allows payment in a range of currencies and offers a selection of payment plans.
Learn more about Healthcare International.
6. AXA Hong Kong
The Hong Kong arm of this international insurance behemoth is popular with many expats in Hong Kong. Offering a range of medical insurance options, including surgical coverage, outpatient coverage, and cover for critical illnesses, there’s something to fit every price point here. AXA Hong Kong also offers home, golfer, and even domestic helper insurance.
Learn more about AXA Hong Kong.
7. Aetna International
Exclusively providing healthcare and medical benefits for nearly 60 years, Aetna International is a renowned specialist in the health insurance industry. From offering individual and family plans, to giving advice to corporations and governments, Aetna boasts a robust customer support network around the globe.
Learn more about Aetna International.
8. William Russell
While William Russell is now a leading organisation among international health and life insurance providers, it actually started off as a family business in 1992. Not only does this add a personal touch to the brand, but there’s even a specialised team to cater for locals and expats in Hong Kong. Choose from its variety of personal and business plans, and you should be good to go.
Learn more about William Russell.
9. Foyer Global Health
With health insurance policies specifically designed for expats in Hong Kong, Foyer Global Health ensures you have a health plan tailored to your needs. Holistic international health insurance will cover everything from emergency care to dental to maternity care. Moreover, Foyer Global Health offers 24-hour multilingual medical assistance, and covers your health with flexibility and efficiency.
Learn more about Foyer Global Health.
[This article was originally published in June 2020 and updated in 2023 by Min Ji Park.]