Starting a family in Singapore? Add these three considerations to your checklist of things to get...
Singapore is an excellent place to raise a family – no wonder we have so many expat friends who’ve found their second home here. But if you’re new to the country, you’ll need more than just a roof over your head – it’s important to be covered for that home and more. That’s where FWD Insurance comes in, armed with its easy-to-understand insurance packages that you can get online.
Health first, always
Health is wealth, as they say. But for new expats, you might want to note that healthcare can be a costly expense when you’re moving to Singapore, especially in the event of hospitalisation. And heads up: Corporate insurance exists in some companies, but it may not offer the same level of coverage and flexibility (they usually don’t cover healthcare costs for your family).
This is why there’s no coverage quite as essential as the FWD International Health plan, which is the perfect medical plan for your entire family – expect coverage no matter which part of the world you are in, cashless claims across a global network of clinics and hospitals, alongside options for any doctor of your choice. Plus, you can get outpatient, dental, vision and maternity coverage (which is a lifesaver in the event of complications during childbirth) under it too. Coverage continues even if you decide to move back home.
With FWD International Health plan, you also get to double your coverage with No Claim Bonus where you can get the privilege of higher coverage at no extra cost!
How to rent a new home
A cosy space and a convenient location are important, but another thing to consider is whether you’re planning to have kids. If you’re likely to have little ones within the next few years, be sure to rent a child-safe abode, or one that you can renovate as necessary. Important considerations include having window grilles, getting a water dispenser that has a child lock (especially when dispensing hot water), and furniture that doesn’t have sharp corners.
Or have you moved into a gorgeous new nest and are all ready to settle in? Apart from arranging all your clothes and furniture, be sure to get a home insurance plan, as your landlord’s insurance might not cover your renovations, personal items and belongings. FWD Home Insurance covers the above, and offer you protection against tenant’s liability. Loss or damages to your landlord’s building, renovations, and contents are covered. In addition, four assistance services (such as electrical, plumbing, locksmithing and air-conditioning) of $100 each are included too. Get a quote here in 10 seconds, premium as low as $31 per annum.
Have a helper?
A domestic helper is a huge help. So, when you find someone who’s a great fit for your family, make sure you take good care of their well-being too. FWD Insurance’s maid policy offers features that are incredibly helpful for any unexpected expenses that come with bringing in a new helper or renewing your helper’s permit.
Value alert: FWD Insurance is also the only insurer that covers your helper’s pre-existing medical conditions at no additional cost regardless of her working experience in Singapore. They are also the only one to provide cashless outpatient medical expenses benefit in the event your helper falls ill.
Get started here
We know you’re busy with your big move, so simply get a quote online, go ahead with your purchase and get protected in a few clicks! Head over to FWD Insurance’s website for more details or to get in touch with the team.
FWD Insurance, available online. Terms and Conditions apply. Protected up to specified limits by SDIC.
This post is in partnership with FWD Insurance.