A move across borders can be exciting, but it can also be nerve-wrecking. Why not give yourself more peace of mind with overseas health insurance?
Here’s to all our dear expat friends in Singapore: remember the day you were offered an exciting new overseas placement? There was excitement, nerves and a whole lot of anticipation for an international adventure. When preparing to move to another country – especially if you have family in tow – you have lots to do before the big day. Not sure where to start? An overseas health insurance plan is essential to help tick some of those boxes and keep your family safe.
Why get an overseas health insurance plan?
It just makes things simpler in so many ways. This is especially so when you’re moving to a foreign country where you’re unsure how the healthcare system works. And the truth is, if you’re not entitled to government subsidies, an overseas health insurance plan can go a long way in helping you save money.
There are various plans in the market, but they usually include items such as cover for chronic or pre-existing conditions, hospitalisation, routine check-ups, or choice of medical providers.
So, what exactly should you look for?
First, find a plan that will protect you and your family overseas for a good period of time. We’ve got our eye on Allianz Care International health insurance, a long-term plan that’s applicable for multiple countries. Plus, it even grants you the flexibility to choose your own doctor and treatment facility anywhere within the region of cover.
It includes in-patient care, out-patient GP visits, emergency treatment and specialist consultations, as well as maternity and dental care. That’s on top of privileged access to a growing network of over 900,000 quality medical providers. And yes, you’ll definitely have Covid-19 cover too.
Psst: haven’t settled your travel insurance yet? Sort out everything in one place with Allianz Travel’s plan that includes selected Covid-19 protection.
Need something a little more personalised?
Let’s admit it: one insurance plan never fits all. If you’re after something that’s a little more curated, check out international health insurers that offer plan customisation. Allianz Care has a brilliant Core plan, to which you can add different things such as out-patient treatment, maternity care, dental care or repatriation.
Look out for additional perks!
Keep your eyes peeled for plans that come bundled with extra benefits. Allianz Care takes it up a notch with 24/7 multilingual assistance, and direct medical billing. Any fully completed medical claims will also be processed within just 48 hours — it’s that smooth and easy. Other plus points for families include the option to attend a first aid course, a child hearing exam, and an exclusive premium discount when two or more children are added to the same policy.
Everyone needs a friend, especially when you’re overseas
New experiences can be scary — but they don’t necessarily have to be. You can rest assured that you’ll have all the help you need with Allianz Care’s Expat Assistance Program. Helmed by skilled professionals, the personalised service is available 24/7, offering counselling, wellbeing and self-care content, podcasts and more. Who says insurance can’t feel like running into the arms of a trusted friend?
Feel at ease with a personal touch, and enjoy a better quality of life with absolute peace of mind. Head over to Allianz Care’s website to find out all you need to know to kickstart your new adventure.
This post is in partnership with Allianz Partners.