The #wanderlust is real. Arm yourself with these useful travel tips while planning your next trip with the kids – we’ve also got the lowdown on the best travel insurance with Covid coverage.
Hooray, travel is finally possible again! Nothing says family bonding more than an overseas trip, especially with March holidays right around the corner. And one thing most people tend to forget? Travel insurance. They’re essential for any overseas trip right now, especially policies that have Covid coverage before, during, and after your trip. But with so many different policies in the market, how on earth do you pick the right one? We recommend bookmarking MoneySmart, where you can compare different travel insurance plans with Covid coverage. All you have to do is to input your destination, duration, and trip type, and you’ll be all set. If travel insurance policies make your head spin, MoneySmart’s insurance comparison tool is the easiest way to pick out the right one for you!
Here are five tips to start acting on your #wanderlust:
1. Choose your destination wisely
Do you like suntanning on a beach while the kids build sandcastles? Does the pulsating heartbeat of dynamic cities put a skip in your step? Or do you want to let the kids run free against the backdrop of rolling mountains?
Whichever you pick, make sure it’s an escape that will allow you and your family to return feeling refreshed. Do also check if your desired destination falls under the VTL programme to avoid lengthy quarantines. And choose the right travel insurance plan with Covid coverage to protect you and the family before, during and after the trip. For example, some policies allow you to claim if a policyholder falls tests positive for Covid before a trip happens.
2. Find the best flight deals
Get the best bang for your buck by checking flight comparison websites before purchasing your tickets directly with the airline. In light of the ever-evolving pandemic situation, this will make processing any flight changes that much easier. You can thank us later!
Clear your browser cache regularly and toggle around – flights on Tuesdays, Wednesdays, and Saturdays are sometimes cheaper. Rumour has it that you’ll also save if you book your flights on Tuesdays. If you’re the adventurous sort, you can even turn your journey into an experience altogether. Perhaps take a flight to one city, before taking a bus or ferry to another. The options are endless. Just be sure to check that your insurance covers any flight rescheduling or cancellations and the loss or delay of baggage.
3. Find quirky accommodation
Instead of staying in plain vanilla hotels, why not jazz up your trip with farm stays in Australia, or stationary caravans in Khao Yai? Off the beaten path options aside, make sure you’re covered in case you can’t make your stay. Save yourself the headache of seeing all your accommodation expenses go to waste in the event of a trip mishap!
4. Have a Covid-19 contingency plan
No matter how careful you are, anyone can catch Covid-19 anywhere. Thankfully, MoneySmart has created a tool to compare which travel insurances have the best Covid coverage for you, including how to choose your plans. Coming down with the virus before, during, or after the trip all play out differently too.
We’ve heard of travellers getting a positive test result just before their flight home, and having to embark on overseas quarantine. Ensure your policy covers quarantine expenses, so you can save yourself from a gigantic hole in your pocket.
5. Plan for emergencies
Not to be a wet blanket, but besides Covid-19, there’s plenty else that can happen. That’s why an insurance policy can be a godsend when it covers all the nitty-gritty. Customise your policy with add-ons for different contingencies such as extreme sports coverage (think: bungee jumping or scuba diving), pre-existing medical conditions, and hospital stay cover, among others.
Get your travel insurance with Covid-19 coverage to vacay with absolute peace of mind. Bon voyage!
This post is in partnership with MoneySmart.
