Welcome to the world of credit cards where you get rewarded for shopping!
If you enjoy shopping just like us, you’re in the right place. We love a good deal as much as the next person. But take it one step further by getting rewarded. Yes, we’re talking about awesome vouchers, cashback rates and even air miles. How? Two words: credit cards. We did a little research and found the best credit cards with great rewards. Whether it’s shopping at malls or online retail therapy, these credit cards will grant you sweet, sweet rewards every time you swipe.
Best credit cards for rewards and perks
1. OCBC Frank Card
If you’re all about e-payments, this one’s for you. The OCBC Frank credit card offers 6% cashback when you use your phone to pay. On top of that, you also enjoy an additional 6% when you shop online and spend on apps like Spotify and Netflix. In theory, you can easily earn up to $75 a month. You’ll also enjoy great discounts like 20% off at Under Armour stores and 15% off your total bill at Ritz-Carlton’s Colony restaurant.
OCBC Frank Card is eligible for Singaporeans and foreigners of 21 years and above, with a minimum annual income of $30,000 and $45,000 respectively
2. Citi Rewards Card
As the name suggests, it’s rewards galore when you swipe! Easily collect points (10 points per dollar spend) and redeem amazing rewards from the Citibank rewards catalogue. Or you can use your points to make more purchases. Also, look forward to international deals across 95 countries. Oh, and did we mention you’ll start off with 30,000 points when you sign up for the card?
Citi Rewards Card is eligible for Singaporeans and foreigners of 21 years and above, with a minimum annual income of $30,000 and $42,000 respectively
3. Standard Chartered Rewards+ Credit Card
Love shopping at online international stores? Make the most of your spree with this credit card. Shop in foreign currency and be rewarded with 10 points for every dollar you spend. As for dining expenditure, you get five points for every dollar spent. It’s a pretty decent reward system, if you ask us!
Standard Chartered Rewards+ Credit Card is eligible for Singaporeans and foreigners of 21 years and above, with a minimum annual income of $30,000 and $60,000 respectively
4. American Express CapitaCard
Go mall-hopping, particularly across CapitaLand Malls, with this American Express credit card. The rewards are pretty dope. Earn 15 points for every dollar you spend on eligible purchases at CapitaLand malls. You’ll also enjoy free three-hour parking across all 15 malls islandwide. What can you do with the points? Redeem them for CapitaVouchers, of course! From grocery shopping to dining at restaurants, you’ll be earning those reward points easily.
American Express CapitaCard is eligible for Singaporeans and foreigners of 21 years and above, with a minimum annual income of $30,000 and $60,000 respectively
5. HSBC Visa Infinite Credit Card
Travel might not be a reality now, but collect those miles easily with this HSBC credit card. We’re talking 2.25 air miles for every dollar spent. And the travel perks don’t stop there. You get complimentary access to over 1,000 airport lounges worldwide and limousine transfers. Total VIP treatment! Also, enjoy 30% off all spa treatments and irresistible dining deals (up to 50% off) at Mandarin Oriental Singapore.
HSBC Visa Infinite Credit Card is eligible for Singaporeans and foreigners of 21 years and above, with a minimum annual income of $120,000
6. DBS Altitude Visa Signature Card
So you don’t meet the steep requirements of the HSBC credit card mentioned above? The DBS Altitude Visa Signature Card is your next best bet. Its miles conversion rate is probably its strongest feature: with every dollar, you get 1.2 miles on local spend, two miles on overseas spend and three miles on hotels and flights expenditure. Want more? Enjoy 10 miles on hotel transactions at Kaligo. The best part? There’s no expiry date for miles earned. The miles reward system is pretty generous. Coupled with its minimum income requirement, this is a good start for beginners.
DBS Altitude Visa Signature Card, is eligible for Singaporeans and foreigners of 21 years and above, with a minimum annual income of $30,000 and $45,000 respectively
Go ahead, treat yourself with rewards and perks from these credit cards!
