Checking off everything in your travel list? Don’t forget to get yourself protected with the best travel insurance in Singapore.
If you’re like us, you’re probably big on travel. Thinking about fun things to do in places such as Bangkok, Melbourne, or even Desaru gets us super geared up to pack our bags and take off on an adventure. But we also want to be prepared for the unexpected – that means looking at travel insurance in Singapore.
Why should I get travel insurance?
You may wonder what are the chances you’ll get robbed or get into an unfortunate accident. Even if you’re going for a short getaway, there’s no telling what could happen. We’ve heard horror stories about friends being robbed, getting their car hijacked, or accidents that result in hospitalisations while they were on holiday. Imagine not being insured if one of these things happened to you.
To us, it’s definitely better to be safe than sorry. The basic travel insurance plans offer some coverage on lost items and medical expenses, so it’s not a total loss.
If you already have an insurance agent, consider contacting them to see what’s available and what they can offer you. It pays to have someone on the inside who understands the ins and outs of insurance plans. Plus, paying a little bit extra to get that added help with claims can be a huge weight off your shoulders.
Where to get the best travel insurance in Singapore
1. FWD Travel Insurance
Let’s talk about the cheapest and most fuss-free option out there. Being one of the newest players in the insurance market, FWD’s travel insurance is arguably the most cost-effective option out there. There’s only one travel insurance plan, which makes everything straightforward. It’s split into three tiers – premium, business, and first – with varying reimbursement limits. All three tiers cover you for worldwide emergencies and provide 24-hour assistance, medical evacuation, and emergency phone charges.
FWD Travel Insurance, premiums start at $27/week for an individual traveller
2. DBS TravellerShield Plus
For anyone who’s a DBS cardholder, consider this plan for your next family trip. The TravellerShield Plus comes in three plans – classic, premier, and platinum. It offers automatic Covid-19 coverage for you and your children, even if they’re unvaccinated. So you don’t have to pay extra, unlike most other travel insurance plans. There’s also optional coverage for pre-existing medical conditions like asthma, diabetes, and heart disease.
DBS TravellerShield Plus, premiums start at $39.60/week for an individual traveller
3. HL Assurance
Despite loosened Covid-19 restrictions, we’re still staying cautious of the disease during our travels. Lucky for us, HL Assurance has a travel insurance policy that covers anything that has to do with the pandemic. The CovidSafe Travel Protect360 has one of the best Covid-19 covers in Singapore including travel concierge services with 24/7 regional alarm centres that provide support at a touch of a button. You’ll be even given a quarantine allowance if you happen to catch the bug. And if you have no claims to make, HL Assurance also offers you a discount for your next travel insurance purchase!
HL Assurance, premiums start at $36/week for an individual traveller
4. MSIG TravelEasy Travel Insurance
The claims process for any insurance plan can be a pain. Not only do you have to deal with the stress of losing something overseas, but now you have to go through the tedious process of submitting documents to get receive your claims. Don’t fear, because we’ve got just the plan for you. The customer support team at MSIG TravelEasy is there to help you every step of the way. We heard that the online claims submission portal is quite intuitive, and the team is known for their quick turnaround.
MSIG TravelEasy Travel Insurance, premiums start at $40.20/week for an individual traveller
5. Allianz Assistance Travel Insurance
Travelling for work can be both exciting and exhausting at the same time. The good news is you get to travel out of the country for a little while. The bad news? You might not get any time to sightsee. If you’re a frequent traveller, consider Allianz Assistance. Its annual travel insurance plan provides both travel and medical protection for multiple journeys made within a year. This means there’s no need to go through the hassle of getting a new policy every time you leave Singapore.
Allianz Assistance Travel Insurance, premiums start at $49/week for an individual traveller
6. Great Eastern TravelSmart Premier
Are you an adrenaline junkie that thrives on thrilling and novelty experiences? We’re talking about mountaineering, snowboarding, skydiving, and the like. Take that leap of faith with Great Eastern’s TravelSmart Premier which covers you for (what they call) adventurous leisure activities. You can finally tick that thrilling activity off your bucket list.
Great Eastern TravelSmart Premier, premiums start at $93/week for an individual traveller
7. NTUC Income Travel Insurance
We love a good cruise to nowhere. There’s something about being in the middle of the sea that speaks to us. Plus, all the amenities you could possibly want on one ship? Heaven. And you can be worry-free with NTUC Income’s travel insurance. It offers the “Travel Inconvenience” benefit which covers medical expenses after your trip. So if you’re worried about that pesky after-cruise motion sickness, get covered with NTUC Income!
NTUC Income Travel Insurance, premiums start at $39.60/week for an individual traveller
No excuses! Get yourself covered with these travel insurances in Singapore and enjoy worry-free travels.
