{"id":181570,"date":"2026-01-01T17:00:46","date_gmt":"2026-01-01T09:00:46","guid":{"rendered":"https:\/\/thehoneycombers.com\/bali\/?p=181570"},"modified":"2026-04-08T13:43:20","modified_gmt":"2026-04-08T05:43:20","slug":"where-to-exchange-money-in-bali","status":"publish","type":"post","link":"https:\/\/thehoneycombers.com\/bali\/where-to-exchange-money-in-bali\/","title":{"rendered":"Where to exchange money in Bali: The safest authorised money changers across the island"},"content":{"rendered":"<p>We\u2019ve all been there \u2013 fresh off the plane, dreaming of hitting the Bali&#8217;s beaches, only to realise we need to exchange money. In Bali, getting a fair deal on currency exchange can be an adventure in itself! Between finding reputable money changers amongst the many roadside kiosks offering \u201ctoo-good-to-be-true\u201d rates, it\u2019s easy to feel overwhelmed. Don\u2019t worry, we\u2019ve got you covered with our guide to <strong>the best and safest places to exchange money in Bali<\/strong>. But, first things first, here&#8217;s your money-related FAQs answered:<\/p>\n<h3>What is the currency used in Bali?<\/h3>\n<p>&#8220;Bali money&#8221;, AKA the official Indonesian currency, is <strong>Indonesian Rupiah (IDR)<\/strong>, which comes in coins and notes. The denominations for coins are IDR 100, 200, 500 and 1,000, while the notes come in thousands: from IDR 1,000; 2,000 and 5,000; to 10,000 and 20,000; as well as 50,000 and 100,000. Fun fact: if you&#8217;re withdrawing cash from an ATM, you&#8217;ll receive either the IDR 50,000 or the IDR 100,000 notes.<\/p>\n<p>If you\u2019re thinking, \u201cthat\u2019s <em>wayyy<\/em> too many zeroes\u2026\u201d, keep calm and don\u2019t let them confuse you! Here\u2019s a little cheat sheet with estimated rates that we find useful for quick, off-the-top-of-your-head conversions:<\/p>\n<p>AUD 1 = IDR 10,000 (slightly higher for SGD)<br \/>\nUSD 1 = IDR 15,000 (slightly higher for EUR)<br \/>\nGBP 1 = IDR 20,000<\/p>\n<h3>Is it better to exchange money in Bali?<\/h3>\n<p>In general, the exchange rates are better in Bali than abroad, so most international tourists bring their home currencies. Note that while major currencies (we\u2019re talking USD, EUR, GBP, AUD and SGD) can be easily exchanged, most money changers in Bali don\u2019t take or don\u2019t offer decent rates for the \u201cless common\u201d currencies \u2013 for example, Vietnamese Dong or Thai Baht.<\/p>\n<h3>Can you exchange money at the airport in Bali?<\/h3>\n<p>You\u2019ll find several money changers at the arrival and departure halls of I Gusti Ngurah Rai International Airport, but we say exchange only a small amount here, just enough to cover your first taxi ride. Airport rates tend to be lower than what you\u2019ll find in money changers across the island, so it\u2019s better to exchange the bulk of your money outside the airport. Pro tip: If you need cash urgently at the airport, try withdrawing from an ATM instead, as it\u2019s often cheaper than changing currency here (more on ATM withdrawals below).<\/p>\n<h3>Is it safe to exchange money in Bali?<\/h3>\n<p>We often hear about travellers getting scammed when exchanging money in Bali \u2013 while it&#8217;s a common problem, there are things you can do to avoid it. First, as they say, if it sounds too good to be true, it probably is. Don\u2019t get tempted by kiosk-style money changers offering super high rates. Instead, stick with only <strong>authorised money changers<\/strong>, like the ones we\u2019ve listed below. Second, always count your cash before and after changing your currency, and you\u2019ll want to take your time to double check <em>everything<\/em>. Bonus tip: go with a friend, for an extra set of eyes!<\/p>\n<h2 style=\"text-align: center\">Here\u2019s where to exchange money in Bali safely<\/h2>\n<figure id=\"attachment_181572\" aria-describedby=\"caption-attachment-181572\" style=\"width: 900px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-medium wp-image-181572 lazyload\" data-src=\"https:\/\/static.thehoneycombers.com\/wp-content\/uploads\/sites\/4\/2024\/10\/how-where-to-exchange-money-in-bali-indonesia-travel-tips-900x642.jpg\" alt=\"Where to exchange money in Bali - the most reliable and safest authorised money changers\" width=\"900\" height=\"642\" data-srcset=\"https:\/\/static.thehoneycombers.com\/wp-content\/uploads\/sites\/4\/2024\/10\/how-where-to-exchange-money-in-bali-indonesia-travel-tips-900x642.jpg 900w, https:\/\/static.thehoneycombers.com\/wp-content\/uploads\/sites\/4\/2024\/10\/how-where-to-exchange-money-in-bali-indonesia-travel-tips-768x548.jpg 768w, https:\/\/static.thehoneycombers.com\/wp-content\/uploads\/sites\/4\/2024\/10\/how-where-to-exchange-money-in-bali-indonesia-travel-tips.jpg 1401w\" data-sizes=\"(max-width: 900px) 100vw, 900px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 900px; --smush-placeholder-aspect-ratio: 900\/642;\" \/><figcaption id=\"caption-attachment-181572\" class=\"wp-caption-text\">Out of cash? The island&#8217;s most reliable money changers can help! (Photo by Muhammad Daudy on Unsplash)<\/figcaption><\/figure>\n<h3>1. Central Kuta Money Exchange<\/h3>\n<p>When it comes to reliability, <a href=\"https:\/\/www.centralkutabali.com\/\" target=\"_blank\" rel=\"noopener nofollow\"><strong>Central Kuta Money Exchange<\/strong><\/a> is a top pick amongst frequent Bali visitors. These guys have been around since 1985, with a well-known reputation for offering fair rates without any shady tactics. As the name suggests, the Head Office is located in Central Kuta, but fret not, because they\u2019ve got branches all over the island \u2013 from Seminyak and Canggu, to Nusa Dua and beyond. Every transaction here comes with a receipt for extra peace of mind. Hot tip: Always bring crisp and clean notes, as torn or crumpled notes may not be accepted.<\/p>\n<h3>2. Bali Money Changer (BMC) \u2013 PT. Bali Maspintjinra<\/h3>\n<p>For those who like their money-changing experience to feel as sleek as their villa, <a href=\"https:\/\/bmcmoneychanger.com\/\" target=\"_blank\" rel=\"noopener nofollow\"><strong>Bali Money Changer (BMC)<\/strong><\/a> is our go-to choice. Known for its friendly service and straightforward exchanges, BMC gives you fair rates with zero funny business. Their counters have a boutique vibe, and the branches are conveniently located across Bali\u2019s main tourist destinations (like Seminyak, Canggu, Ubud, Legian and more), so you can swap cash easily between yoga classes, shopping sprees and beach days. Top tip: BMC branches can get busy, so you\u2019ll want to head there early to beat the crowds.<\/p>\n<h3>3. PT. Made Putroe Bakri (MPB)<\/h3>\n<p>A relatively new addition to Bali\u2019s list of trusted money changers, <a href=\"https:\/\/www.mpbchanger.com\/\" target=\"_blank\" rel=\"noopener nofollow\"><strong>PT. Made Putroe Bakri (MPB)<\/strong><\/a> has quickly built a reputation for reliability and transparency. Known for offering competitive rates and exceptional service, MPB has branches in Kuta, Legian and Sanur, but whichever you go to, you\u2019ll find a well-maintained, friendly place to exchange your money with no stress.<\/p>\n<h3>4. National banks<\/h3>\n<p>For one of those \u201cwhen in doubt\u201d moments, the national banks \u2013 like BCA or Bank Mandiri \u2013 are perhaps your safest options with guaranteed security. You\u2019ll get the official exchange rates with no hidden fees, but be prepared for longer wait times and a bit of paperwork. Banks require a passport for every transaction, which can be a hassle if you just want to change a small amount. Note that national banks are closed on weekends and public holidays, so plan your exchanges accordingly.<\/p>\n<h3>5. BONUS: ATM withdrawals<\/h3>\n<p>If you prefer the convenience of withdrawing cash directly, then you\u2019ll want to keep an eye on ATMs with the VISA or MasterCard logo. Most machines in Bali accept international cards, but stick to ATMs located within bank branches to avoid any potential card skimming. Just be aware of the fees, as most withdrawals will cost you a few bucks, so it\u2019s best to take out a larger amount (within the withdrawal limits) at once. Keep in mind that when banks are closed, some ATM machines might not be refilled until after the bank holidays. Pro tip: Notify your bank before your trip to avoid those awkward \u201ccard declined\u201d moments. No one needs that drama on a Bali trip!<\/p>\n<p><strong>Need more\u00a0<a title=\"\" href=\"https:\/\/thehoneycombers.com\/bali\/bali-travel-tips\/\" target=\"_blank\" rel=\"noopener\" data-original-title=\"\">Bali travel tips<\/a>? Check out more of our\u00a0<a title=\"\" href=\"https:\/\/thehoneycombers.com\/bali\/travel\/travel-guides\/\" target=\"_blank\" rel=\"noopener\" data-original-title=\"\">travel guides here<\/a>!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019ve all been there \u2013 fresh off the plane, dreaming of hitting the Bali&#8217;s beaches, only to realise we need to exchange money. In Bali, getting a fair deal on currency exchange can be an adventure in itself! Between finding reputable money changers amongst the many roadside kiosks offering \u201ctoo-good-to-be-true\u201d rates, it\u2019s easy to feel [&hellip;]<\/p>\n","protected":false},"author":107575,"featured_media":182546,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false},"categories":[23900],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The best and safest money changers in Bali - tried and tested<\/title>\n<meta name=\"description\" content=\"Looking to exchange your money into Indonesian Rupiah (IDR)? 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I'm Vici, an Indo gal originally from Timor island in East Indonesia. I moved to Bali in 2006, and after getting a taste of life (and food!) across four continents, I returned to Bali in 2021, because this island has always had my heart. I've swapped medical writing (yes, I'm a Science nerd!) to share my love for all things Bali with our Honeycombers readers. Want to know which local food to try, or where to roll out your yoga mat? I've got you.\",\"url\":\"https:\/\/thehoneycombers.com\/bali\/author\/vici\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"The best and safest money changers in Bali - tried and tested","description":"Looking to exchange your money into Indonesian Rupiah (IDR)? 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